Is First Premier credit card secured or unsecured?
The primary appeal of First Premier cards is that they are “unsecured.” That means that, unlike secured credit cards, they don’t require an upfront security deposit. Minimum deposits for secured cards are typically $200 to $300, and some people simply can’t afford to lock up that much money in a deposit.
How do I cancel my First Premier secured credit card?
Contact Customer Service First Premier Bank lets you cancel your credit card at any time with no cancellation fee by calling its customer service line at 1-800-987-5521. You can also write a letter asking to cancel.
How long does it take for First Premier payment to post?
Funds availability for First Premier credit cards depends how you sent your payment. If you mailed it, you should allow 7-10 days for your payment to be posted. If you submitted it online, by phone, via Western Union Quick Collect or via MoneyGram Express payment, your payment will post by the next business day.
Can you get cash from a First Premier credit card?
You can withdraw money from the First Premier Bank Credit Card as a cash advance. If you take a cash advance, you’ll need to pay a cash advance transaction fee of $8 or 5% of the cash advance, whichever is greater. And, you’ll start accruing interest on cash advances immediately.
Does First Premier give credit increases?
Does First PREMIER increase credit limits? Yes! We consider credit limit increase eligibility upon request, after you’ve been with us for 13 months and have kept your account in good standing.
What credit score do you need for a first Premier credit card?
First PREMIER is popular for its subprime credit card offerings, which cater to the poor-credit (credit scores below 650) consumer market. This means that those with low credit scores who would be turned down for unsecured credit from most mainstream issuers are more likely to qualify for a First PREMIER credit card.
How much cash advance can I get on my first Premier credit card?
The First Premier cash advance fee depends on which credit card offer you get. It can be as low as 3% or $2 (max. $10), whichever is greater. Or, it can be as high as 5% or $8 with no maximum.
What is the credit limit for First Premier credit card?
Unlike a secured card, the First Premier Mastercard requires no security deposit. Yet the card allows you to get approved even with bad credit, qualify for a credit limit as high as $1,000, and to build or rebuild your credit history.
Where can I get cash off my Premier credit card?
First thing you should know about getting a First Premier Bank credit card cash advance is that you will be able to get a cash advance at virtually any ATM, provided you have a PIN. You can get a PIN by calling the number on the back of your card.
Does credit one increase credit limit automatically?
How often does Credit One Bank give credit limit increases? Credit One may automatically increase your credit limit as often as every six months. However, these increases aren’t guaranteed and may depend on a variety of factors including your credit score, credit utilization ratio and history of on-time payments.
How much cash advance can I get on my First Premier credit card?
Can you withdraw money from an ATM with a First Premier credit card?
How to get a premier bank credit card?
Enjoy 24/7 Account Access, pay bills online, view your transaction history and review online statements. Interested in a First PREMIER ® Bank credit card? Apply now! Discover what millions of our cardholders already know — we believe in helping good people build credit.
How does Mobile Deposit Work with first Premier?
Mobile Deposit is a FREE feature of the First PREMIER Bank Mobile Banking App. Simply open the app, select “Mobile Deposit” and use the camera on your mobile device to snap a photo of the front and back of a check to deposit money directly into your account. It’s a simple and secure way to avoid a trip to the bank!
When was the first Premier Bank MasterCard issued?
The First PREMIER® Bank Mastercard® Credit Card has great beneﬁts and valuable tools for those who’d like to make ﬁnancial progress. Since 1989, we’ve been helping individuals and families improve their ﬁnancial health.
Where can I find first Premier Bank app?
Download it from the Apple App Store or Google Play Store. As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands our customers’ needs. Based in the United States and available six days a week, our friendly customer service associates are ready and able to help you get the answers you need quickly.