How do I contact LightStream loans?
How do I contact LightStream loans?
Contact us right away by emailing [email protected]. Be sure to include your name, contact number, reference number (if available), and a brief description of the issue.
What is a LightStream loan?
LightStream is the national online consumer lending division of SunTrust Bank, which recently became Truist after merging with BB. LightStream’s online personal loans can be as large as $100,000 and used for nearly any reason. Personal loans are available to borrowers with good to excellent credit in all 50 states.
How many LightStream loans can I have?
For others, it could be multiple loans. Every time you apply for a loan, the lender will look at your credit history with a hard inquiry….Adam McCann, Financial Writer.
| Lender | Personal Loan Limit |
|---|---|
| LendingClub | 2 |
| LightStream by SunTrust Bank | Up to $100k total |
| Marcus by Goldman Sachs | 2 |
| Prosper | 2 (up to $40k total) |
Does LightStream do personal loans?
LightStream is a consumer lender that offers unsecured personal loans for a number of uses. The lender boasts no origination, late payment or prepayment fees, and offers rate discounts for borrowers who sign up for autopay.
Does LightStream have a customer service phone number?
800.447.8994
If you receive a suspicious call or if you believe your account security has been compromised, call us immediately at 800.447. 8994.
Do personal loans verify income?
To get a loan, you also may be asked to provide pay stubs, tax returns or bank statements, but that doesn’t always happen. For example, online lender Prosper says that it verifies employment, income or both on about 61 percent of its loans.
What is considered excellent credit?
Generally speaking, a credit score is a three-digit number ranging from 300 to 850. Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
Can you get 2 loans from the same bank?
Theoretically, you could even take out multiple loans from the same lender. When you already have one or more personal loans, this debt will show up on your credit report if you apply for another loan. The new lender you’re applying with will want to make sure your debt relative to your income isn’t too high.
What FICO score does LightStream use?
LightStream is best for borrowers who: Have good or excellent credit (690 FICO or higher) and several years of credit history.
How do I contact LightStream loans by phone?
If you receive a suspicious call or if you believe your account security has been compromised, call us immediately at 800.447. 8994.
Do personal loan lenders call your employer?
Mortgage lenders usually verify your employment by contacting your employer directly and by reviewing recent income documentation. At that point, the lender typically calls the employer to obtain the necessary information.
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Who are the actors in the TV series Bosch?
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