What is Street UK CIC?

What is Street UK CIC?

Street (UK) C.I.C has been providing access to affordable credit since 2001. Our range of products is designed to serve our customers with fair and affordable alternatives to high-cost commercial lenders operating in the sub-prime market.

Do Street UK do credit checks?

We take into consideration whether you can afford the repayments; we also consider your current level of debt and your previous credit repayment history. Do you perform Credit Searches? We will ask for your consent to undertake searches with Credit Reference Agencies to confirm your details.

What do loan sharks do?

A loan shark is a person who – or an entity that – loans money at extremely high interest rates and often uses threats of violence to collect debts. The interest rates are generally well above an established legal rate, and often loan sharks are members of organized crime groups.

Is it illegal to borrow money and not pay it back?

Do You Have to Pay Back an Illegal Loan? If a loan was made illegally then you do not actually have to pay back the loan. If a lender does not have a consumer credit license, it is illegal for them to make a loan. It is not illegal to borrow the money, however.

Is it illegal to lend money?

Legality. No state or federal law makes it illegal to lend money. While there are many laws that apply to institutional lenders and other businesses that loan money or provide loans or credit, you have the right to lend other people money as you wish. You can, for example, lend your sibling money to buy a new car.

Can I borrow money from a loan shark?

It’s illegal to lend money without a licence, but it’s not illegal to borrow money from a loan shark. You don’t have to pay the money back. If the money was lent illegally, the loan shark has no legal right to collect it and they can’t take you to court to get it back.

Where does Street UK get its name from?

Street UK is a trading name of Street (UK) CIC, company number 3832332 registered in England & Wales. We are authorised and regulated by the Financial Conduct Authority. FCA Permission No: 673046. Registered with the Information Commissioner’s Office in compliance with the Data Protection Legislation under registration Z4788287.

When did State Street come to the UK?

Our team has been committed to our clients’ success since entering the European market in 1970. We’ve worked hard to strengthen and expand our regional presence to better serve our clients since 1972, when we opened our first UK office.

How to get in touch with street UK?

Street UK Personal Loan Customers New customers – please apply for a loan on our homepage and a member of staff will contact you within 3 business hours. Before contacting us you may wish to visit our FAQ page, if you still need to get in touch please complete the enquiry form and someone from our customer contact team will get in touch with you.

How to contact Street UK Start Up Loans?

Start Up Loans Company customers – Please Call 0330 024 9843 to discuss your loan account or alternatively for new applications please email [email protected] and for the existing customers, please email [email protected]